{"id":12653,"date":"2022-05-14T04:42:39","date_gmt":"2022-05-13T20:42:39","guid":{"rendered":"http:\/\/www.gocpmall.com\/?p=12653"},"modified":"2022-05-14T04:42:39","modified_gmt":"2022-05-13T20:42:39","slug":"%e4%bf%9d%e9%99%a9%e8%a1%8c%e4%b8%9a2022q1%e7%bb%bc%e8%bf%b0%e5%8f%8aq2%e5%b1%95%e6%9c%9b%ef%bc%9a%e5%af%bf%e9%99%a9%e8%b5%84%e8%b4%9f%e4%b8%a4%e7%ab%af%e6%89%bf%e5%8e%8b-%e4%ba%a7%e9%99%a9%e6%99%af","status":"publish","type":"post","link":"https:\/\/www.gocpmall.com\/?p=12653","title":{"rendered":"\u4fdd\u9669\u884c\u4e1a2022Q1\u7efc\u8ff0\u53caQ2\u5c55\u671b\uff1a\u5bff\u9669\u8d44\u8d1f\u4e24\u7aef\u627f\u538b \u4ea7\u9669\u666f\u6c14\u5ea6\u56de\u5347"},"content":{"rendered":"

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核心观点 要点1:A 股五家上市险企归母 净利润 同比变动-36.4%2022Q1A 股五家上市险企合计归母净利润513.6 亿元，去年同期807 亿元，同比变动-36.4%。受疫情反复、高基数和资本市场低迷的多重影响，上市险企归母净利润普遍下滑。 新华保险 、 中国人寿 、 中国太保 、 中国平安 和 中国人保 分别同比变动-78.7%、-46.9%、-36.4%、-24.1%和-12.9%。 我们通过对上市险企利润表各项指标变化情况，分析了影响其归母净利润的主要因素：1)权益市场出现较大回撤，上市险企投资收益承压，对归母净利润增速产生负作用。2) 中国人保 、 中国太保 和 新华保险 负债端实现正增长，保费业务收入对归母净利润贡献率分别达291.3%、119.5%和23.8%；新单业务发展承压， 中国人寿 已赚保费拖累归母净利润，贡献率为-31.1%；3)受传统准备金折现率假设及会计估计变更影响，各险企对 保险 责任准备金的计提有所变动，从而对归母净利润增速产生影响；4)受疫情反复和存量保单规模不断增长的影响，部分险企的赔付支出有所增加。 要点2:寿险新单保费及代理人增员短期承压 2022Q1，主要上市险企寿险“开门红”较去年相比有所延后，代理人队伍规模缩减，导致新单保费同比增速出现不同程度的下滑。 中国平安 、 中国人保 、 中国太保 、 中国人寿 、 新华保险 寿险新单保费收入增速分别为-15.40%、-5.76%、-44.1%、-4.26%、-20.89%，分别较去年同期-38.46pct、-13.07pct、-81.2pct、5.97pct、-34.76pct。 受《人身 保险 销售行为管理办法》等 保险 新规影响，代理人改革进入深水区，上市险企更加重视代理人的质量和产能，截至2021 年底，代理人数量进一步较年初回落。规模上看， 中国人寿 (82.0 万人)> 中国平安 (60.03万人)> 中国太保 (52.5 万人)>…
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核心观点 要点1:A &# […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-12653","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.gocpmall.com\/index.php?rest_route=\/wp\/v2\/posts\/12653","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gocpmall.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gocpmall.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gocpmall.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gocpmall.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12653"}],"version-history":[{"count":0,"href":"https:\/\/www.gocpmall.com\/index.php?rest_route=\/wp\/v2\/posts\/12653\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.gocpmall.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12653"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gocpmall.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12653"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gocpmall.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12653"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}